You're in the right place.
Making money but not sure where it goes
Your paycheck disappears before the month is over and you genuinely can't explain it.
Blindsided by one-off expenses
Car registration. A wedding gift. A flight home. Every "surprise" resets your savings.
Spending money before you really have it
You're swiping and hoping it works out. Paying off the card is always a game of catch-up.
Tried YNAB but couldn't figure it out
You downloaded the app, poked around, and gave up. (I started and stopped twice before it stuck!)
Struggling to get on the same page as your partner
Money talks turn into money fights. You want a plan you both actually believe in.
Big goals with no clear path
Long-term travel. A house. Paying off debt. You know what you want. You just don't know how you're going to get there.
I'm a Certified YNAB Coach helping you break up with your old money patterns and build a system that actually sticks.
We’ll look beyond the numbers, because money habits are shaped early. Hidden fears, expectations, and beliefs often drive how we spend. In our work together, we’ll explore those patterns and connect them to practical budgeting decisions inside YNAB, using the YNAB Method.
If you want structure and accountability, I’ll absolutely give you homework.
"What stands out about Lauren is how she focuses on where you're going, not where you've been, and guides you there with confidence.
She brings the perfect mix of kindness and expertise and makes managing money feel approachable and actually doable."
Liam — Salt Lake City
"Lauren has such a grounded and empowering approach to money.
Her advice is practical, realistic, and sustainable, which makes it easy to stay accountable. She creates a totally safe, shame-free space."
Kaycee — San Francisco
I charge a flat hourly rate of $80/hour.
All new clients start with a free 30-minute intro call.
New to YNAB
I'll get you set up from scratch, walk you through the method, and make sure it actually sticks. Most new clients need 2–3 sessions to feel confident on their own.
Ongoing
Life changes, and so does your budget. We'll work through whatever's not clicking, adjust as things shift, and keep the momentum going. You pick the cadence.
One-off
Already using YNAB but something's not working? Book a single session to troubleshoot, fine-tune, or get unstuck. No ongoing commitment needed. Old clients welcome.
Let’s connect and see if this feels like a good fit. No pressure, just a space to talk through your goals with YNAB.
Book Your Free Call